Dynasty Library/Lane Curriculum/Capital & Credit 101
Credit, Capital & Borrowing · P6
Capital & Credit 101
Credit is a tool. Used on purpose, it builds a business and a home. Used in a hurry, it decides for you. This course teaches you to read your credit, price any offer, and know exactly where your name is on the line.
Four acts per path·Plain language·Words · Mr. Nobody
Free to read. Nothing to upload, nothing to buy. Nothing here asks for your Social Security number, your score, or your accounts. This is education, not lending, credit, or legal advice, and no lender is recommended. Make borrowing decisions with a qualified professional.
Whose credit are you working on today?
Pick the one you want to work on right now. You can switch any time.
A routing question, not a test · nothing is saved · switch paths any time
Where do you want to start?
Both doesn't mean eight acts in one sitting. Start on one side. After Act I, the Bridge opens: every place your personal name stands behind a business debt.
Where Your Name Is on the Line
A personal guarantee means a business debt can become your household's debt. A personal card used for business supplies puts business spending on your own credit report. Each one should be signed knowingly and written down.
Make itThe Signature Sheet — every debt with your name on it, business or personal, guaranteed or not, and what happens if it isn't paid.
Opens after you finish Act I on either side.
The gate is open and the plan is set. The acts themselves — lessons, practice, guides, and narration — are in the Forge now; each act shows what it will teach and what you will make. Before any act opens, it gets reviewed by a qualified lending or credit professional. Nothing you click here is stored or sent anywhere.